Tammy D'Angelo, Senior Markets Specialist

09/04/2026

Quick question-
Which of my friends are within 7 years or so of retirement?
I may have a proposition for you….

09/02/2026

Exciting things on the horizon!!

08/26/2026

Horses have always been a passion of mine. I ride when I get the chance but not nearly as often as I want to. I keep saying I’ll ride more NEXT year or when my kids’ schedules slow down.

What is a passion of yours that you keep putting off for later?

08/21/2026

I was vacationing at my mom’s house when she told me in a panic that a news headline claimed Part D was going away. Asked me if it was true. The answer I gave her then was - that is a very broad headline. Could be several things happening to Part D but I can almost promise that Part D, itself, was NOT going away. And that was the correct answer. Rest assured that Part D is here to stay. What is going away?? The government subsidizes to help the insurance carriers pay for the changes to Part D several years ago.
What’s new for 2027?
At this time we know that the maximum out of pocket for covered drugs will increase from $2100 (2026) to $2400 (2027)
The allowable deductible can increase from $615 (2026) to $700 (2027)
There will MOST CERTAINLY be changes on covered prescriptions so you MUST review your Part D coverage this AEP (October 15- December 7).
Drug coverage can be confusing.
Want to press the ‘Easy’ button?? Comment EASY and I’ll send you a link to help your sanity.

07/15/2026

Don’t forget to register at synthesiswealth.com/events. Free for all!

Join me and my friend Lois for a virtual Lunch and Learn!! Message Tammy to register!! SHARE SHARE SHARE!!
REGISTER AT- synthesiswealth.com/events

07/10/2026

Join me and my friend Lois for a virtual Lunch and Learn!! Message Tammy to register!! SHARE SHARE SHARE!!
REGISTER AT- synthesiswealth.com/events

03/30/2026

$1 TRILLION.

That’s the estimated value of unpaid caregiving happening right now in the U.S.

According to a new report from AARP, 59 million Americans are providing care for loved ones—totaling nearly 50 billion hours per year.

Let that sink in…

Family caregivers have essentially become one of the largest workforces in the country—yet most are unpaid and often unprepared for the financial and emotional toll.

And here’s the reality:
This isn’t just a healthcare issue…
👉 It’s a financial planning crisis hiding in plain sight.

Without proper planning, caregiving can:

Derail retirement savings
Force early workforce exits
Create major out-of-pocket expenses
💡 3 Actionable Steps You Can Take Now:

1. Start the Conversation Early
Don’t wait for a health event. Talk with parents or loved ones about care preferences, finances, and expectations.

2. Understand the True Cost of Care
In-home care, assisted living, and long-term care can add up quickly. Know what’s realistic—and what’s not—before you’re in a crisis.

3. Explore Funding Options
Look into solutions like long-term care planning, hybrid life insurance, or in-home care memberships before you need them. Waiting limits your options.

The bottom line:
Caregiving is no longer a “what if”… it’s a when for most families.

The question is—will you be financially prepared?

📩 If you want to better understand your options or see what care could cost in your situation, message me OR send an email to [email protected] I’m happy to walk you through it so you can plan ahead with confidence.

02/27/2026

I’ve watched too many families:
• Panic after surgery
• Scramble after a fall
• Stress about “who’s going to help?”
There is a membership-based in-home care option that must be set up BEFORE you need care.
I’m explaining it all in a free webinar:
🗓 Thursday, March 12
⏰ 6–7 PM EST
Comment WEBINAR and I’ll message you the link.
And if this made you think of your parents, your spouse, or even yourself — share it. Someone will thank you later. 💛

02/23/2026

And yes — official (but slightly humorous) disclosure:
I’m a licensed insurance agent, a Medicare enrollment specialist, and a Registered Social Security Analyst… so I promise I actually know what I’m talking about. 😉 This program is available in all 50 states.

Feel free to share this post with those you know and love.

02/02/2026

💝 This Valentine’s Month, Give a Gift That Really Says “I Love You.” 💝

For many seniors, the greatest gift isn’t flowers or candy — it’s peace of mind.
The comfort of knowing their loved ones will hear *“yes” when it matters most.

Whether you’re helping:
❤️ Someone who hasn’t had perfect health and just wants help covering final arrangements
❤️ A family looking to add more protection to an existing life insurance policy
❤️ Or a senior who wants coverage with no medical questions

There are simple, respectful options available. And yes — they’re designed specifically for seniors.**

If you’re caring for a parent, spouse, or loved one (or work with senior clients), let’s talk about solutions that lead with dignity, love, and certainty.

📩 Message me “LOVE” or comment below to start the conversation.

* Coverage availability varies
** Not all policies are the same — let’s find the right fit