Better Life Sarawak

13/10/2025

Ini kisah Puan Nadia, 35 tahun, bekerja sebagai penjawat awam di Kuching.
Sebelum ni, beliau ada:

Kad kredit RM12,000

Pinjaman peribadi lama RM20,000

Ansuran bulanan keseluruhan: RM1,200 sebulan! 😰

Selepas beliau gabungkan semua hutang kepada 1 Personal Loan,
💳 Ansuran baru cuma RM780 sebulan
💰 Jimat lebih RM420 setiap bulan!
📄 Tanpa penjamin, proses cepat & telus
📈 Sekarang lebih tenang urus gaji, dan boleh fokus pada simpanan ASB p**a

✨ Kelebihan Personal Loan ini:
✅ Kadar tetap serendah 4.38% p.a.*
✅ Overlap / Top Up bila perlu
✅ Semakan kelayakan percuma
✅ Kelulusan seawal 24 jam*

📞 Nak tahu berapa jumlah kelayakan anda?
Komen “LOAN” atau WhatsApp saya terus 👇
📲

11/10/2025

💳 Credit Card Tips You Should Know:

1️⃣ Always pay on time – avoid late fees & interest.
2️⃣ Don’t spend more than you can repay.
3️⃣ Use your card for rewards, not for debts.
4️⃣ Keep utilization below 30% of your limit.

✅ A credit card can build your credit score & give you perks… but only if you use it wisely.

11/10/2025

✨ CUSTOMER SUCCESS STORY ✨

One of my clients, a teacher from Kuching, had 3 different loans — AEON, EasyCash & credit card balances.
Her monthly total payment was RM1,750 😓

After reviewing her situation, I helped her consolidate everything into 1 CIMB Personal Financing with a lower rate.

Now she only pays RM1,200/month ✅
She saves RM550 every month & the stress is gone! 💪

If you’re paying too many loans right now, let me help you check your saving potential.
Reply “CHECK” or click 👇
📲

10/10/2025

💡 Did you know?

There’s a big difference between saving in ASB directly vs. using ASBF (ASB Financing).

👉 ASB Savings:
- You save your own money.
- Dividends are based only on the amount you put in.

👉 ASBF Financing:
- You use financing to increase your ASB investment.
- Dividends are based on the *full loaned amount*, which can multiply your returns.

⚖️ Example:
RM10,000 in ASB = dividends only on RM10,000.
RM100,000 with ASBF = dividends on RM100,000 (even though you only pay monthly installments).

📌 Want to know if ASBF is the right move for you? DM me and let’s talk.

09/10/2025

✨ Welcome to Better Life Sarawak! ✨

I’m Syazwan, a personal finance consultant based in Sarawak.
My mission 👉 is to help you understand and manage financial options with ease:

✅ ASBF (Amanah Saham Bumiputera Financing)
✅ Personal Financing
✅ Credit Cards

Here, I’ll be sharing tips, guides, and strategies to help you:
💡 grow your savings
💡 manage loans wisely
💡 achieve your big goals – whether it’s owning a house, starting a business, or securing your children’s education.

➡️ Follow this page so you won’t miss useful financial insights.
➡️ Feel free to DM me if you’d like more details or personalized advice.

Call now to connect with business.