09/03/2026
Do you know what your wind and hail deductible could actually cost your business?
As severe weather affects the commercial insurance market, businesses may encounter wind and hail deductibles calculated as a percentage rather than a fixed dollar amount. Minimum deductible provisions can add another layer to the calculation.
Understanding these details before a loss occurs can help prevent an expensive surprise.
Becky Harding, CPCU, Director of Work Truck Total Protect, explains what businesses should look for when reviewing their policies.
NTEA members, log in to read “Understanding wind and hail deductibles”: https://www.ntea.com/articles/association-news/understanding-wind-and-hail-deductibles
As severe weather drives changes in commercial insurance policies, it's important for businesses to understand how wind and hail deductibles are