Cornerstone debt management

09/10/2026

CORNERSTONE DEBT MANAGEMENT

OUR 40 SERVICES

Building a Brighter Financial Future

At Cornerstone Debt Management, we are committed to helping individuals, families, and businesses make informed financial decisions. We understand that financial challenges can affect your peace of mind, relationships, and future plans. Our goal is to provide guidance, support, and practical solutions that help you take control of your financial situation.

Here are the 40 services offered by Cornerstone Debt Management.

A. DEBT MANAGEMENT & CREDIT SERVICES

1. Credit Score Updates – Helping clients understand their credit scores and monitor changes to their credit profiles.

2. Debt Review Assistance – Providing guidance and support throughout the debt review process.

3. Debt Review Removal Assistance – Assisting eligible clients with understanding the lawful process of exiting debt review.

4. Account Mediation – Facilitating communication between clients and creditors to explore possible resolutions.

5. Account Prescription Guidance – Helping clients understand whether their debts may qualify as prescribed under applicable law.

6. Debt Counselling – Providing guidance to help clients manage their debt and improve their financial well-being.

7. Debt Consolidation Guidance – Explaining available options for combining multiple debts into one repayment arrangement.

8. Monthly Instalment Negotiations – Assisting clients in exploring affordable repayment arrangements with creditors.

9. Credit Report Assistance – Helping clients understand the information contained in their credit reports.

10. Credit Record Dispute Assistance – Assisting clients in challenging inaccurate or outdated credit information through the appropriate channels.

11. Debt Repayment Planning – Helping clients develop structured plans for repaying outstanding debts.

12. Creditor Negotiations – Supporting communication with creditors regarding outstanding balances and repayment options.

09/10/2026

🏛️ CORNERSTONE DEBT MANAGEMENT

“A Bright Future for Everyone”

📢 AN EDUCATIONAL MESSAGE TO OUR VALUED CLIENTS AND REGULAR CUSTOMERS

Dear Valued Clients and Customers,

At Cornerstone Debt Management, we believe that financial education is the foundation of a brighter and more secure future. Our mission is not only to assist you with your financial challenges but also to empower you with the knowledge and understanding needed to make informed financial decisions.

We would like to remind you of the following important financial principles:

1. 💰 Understand Your Financial Responsibilities
Always understand your credit agreements, monthly instalments, interest rates, and payment obligations. Knowing your financial position is the first step towards taking control of your finances.

2. 📊 Protect and Monitor Your Credit Profile
Your credit profile plays an important role when you apply for credit. Regularly review your credit report to identify incorrect information, unfamiliar accounts, or possible fraudulent activity.

3. 🤝 Seek Professional Assistance When Facing Financial Difficulties
If you are struggling to meet your monthly payments, do not ignore the problem. Seek professional guidance as early as possible to explore suitable solutions for your circumstances.

4. ⚖️ Know Your Rights as a Consumer
As a consumer, you have rights under applicable consumer credit laws. You have the right to seek clarity about your accounts, question incorrect charges, and raise disputes through the appropriate channels.

5. 🚫 Avoid Unnecessary Debt
Before taking out new credit, consider whether you can comfortably afford the repayments. Responsible borrowing can help you avoid unnecessary financial pressure.

6. 📌 Stay Informed About Your Accounts
Keep records of your payments, statements, and communications with creditors. If you believe an account is incorrect or prescribed, seek professional guidance before assuming that the debt has been cancelled.

💙 OUR COMMITMENT TO

31/05/2026

20/05/2026

At Cornerstone Debt Management, we believe every client deserves fairness, respect, and what is rightfully owed to them.

We proudly advocate for our clients by assisting with debt solutions, account mediation, debt review services, and financial guidance aimed at restoring peace of mind and financial stability.

If you are being unfairly treated by creditors or struggling with debt pressure, Cornerstone is here to stand with you every step of the way.

Your financial freedom matters to us because your future matters.

📍 Midrand, Johannesburg
📞 WhatsApp: 083 923 4601
📧 [email protected]

18/05/2026

No income , higher expenses
Reduce ur monthly expenses by referring clients and earn R1500

18/05/2026

💳 FROM STRESS TO FINANCIAL FREEDOM 💳

A few months ago, Sarah was drowning in debt.
Her phone kept ringing from creditors, unpaid accounts were piling up, and every month she struggled to provide for her children. Sleepless nights became normal, and she felt like there was no way out.

One day, she decided to ask for help through Debt Review.

✔️ Her monthly payments were reduced
✔️ Legal action from creditors was stopped
✔️ She finally had peace of mind
✔️ She started rebuilding her financial future step by step

Today, Sarah is no longer living in fear. She has a plan, protection, and hope again.

👉 Debt Review is not the end — it’s a financial solution designed to help you recover and breathe again.

If you are struggling with debt, don’t suffer in silence. Help is available.


📲 WhatsApp: 083 923 4601

14/05/2026

A BIG THANK YOU to our amazing Gauteng Team for the incredible support and participation during yesterday’s Blue Wednesday Financial Wellness Campaign 💙🤍

Your dedication, unity, and passion in promoting Financial Wellness in our communities truly made a powerful impact. We are proud to see our members standing together and representing Cornerstone Debt Management with pride and professionalism.

Yesterday was more than just wearing blue and white — it was about bringing hope, awareness, and financial education to the people.

Thank you for your hard work and commitment towards changing lives and building financially stronger communities.

“Together We Build Financial Freedom.”

— Mr Chauke
Cornerstone Debt Management

12/05/2026

BLUE WEDNESDAY 💙🤍

Tomorrow, all Cornerstone Debt Management workers will proudly wear Blue and White and take to the streets as a symbol of unity, professionalism, trust, and hope.

This campaign is not only about wearing colours — it is about standing together and creating awareness within our communities. We want the public to know that help is available for people struggling with debt, credit issues, account mediation, and financial stress.

To our workers:
Your presence represents dedication, teamwork, and the vision of building a better future for many South Africans. Let us represent the Cornerstone brand with pride, respect, and positive energy.

To the public:
Feel free to approach our teams tomorrow for information and assistance regarding:
✔ Debt Review
✔ Credit Score Assistance
✔ Account Mediation
✔ Prescribed Accounts
✔ Financial Guidance

Date: 13 May 2026
Time: 10:00

Locations:
Venda | Malamulele | Giyani | Tzaneen | Phalaborwa | Polokwane | Pretoria | Johannesburg

Cornerstone Debt Management
📞 072 094 5951
📲 WhatsApp: 083 923 4601
📧 [email protected]

10/05/2026

Since its establishment in 2020, CORNERSTONE Debt Management has continued to grow from strength to strength, creating opportunities, transforming lives, and providing trusted financial solutions across South Africa. Today, we proudly celebrate our journey, our dedicated team, and every client who believed in our vision. Thank you for being part of our growth and success story. The future is brighter than ever.

08/05/2026

NOTICE REGARDING ILLEGAL REPOSSESSION OF ASSETS

Cornerstone Debt Management hereby places on record that any unlawful repossession, intimidation, harassment, or unauthorized removal of a consumer’s movable property without due legal process shall be regarded as a serious violation of the consumer’s constitutional and statutory rights.

Consumers are advised that no credit provider, debt collector, repossession agent, or third party may lawfully repossess financed assets without compliance with the applicable laws of the Republic of South Africa and the granting of a valid court order where required by law.

Cornerstone Debt Management works in association with legal practitioners and attorneys who are prepared to advocate for and protect consumers against unlawful repossession practices, abuse of process, unlawful seizure of property, and violations of debt review protections.

In terms of the National Credit Act 34 of 2005, consumers under debt review are entitled to fair procedures, lawful enforcement processes, and protection against reckless or unlawful credit enforcement measures.

Furthermore, Section 25 of the Constitution of the Republic of South Africa, 1996, protects all persons against arbitrary deprivation of property, while the Consumer Protection Act 68 of 2008 further promotes fair, transparent, and responsible conduct within the marketplace.

Any repossession conducted:
• Without a court order;
• Through threats, coercion, or intimidation;
• By misleading the consumer;
• During active debt review proceedings without lawful procedure;
• Or through unlawful entry onto private property,

may constitute illegal repossession and may result in legal action being instituted against the responsible parties.

Cornerstone Debt Management remains committed to safeguarding consumers, promoting lawful debt rehabilitation, and ensuring that all credit enforcement actions comply fully with South African legislation.

For assistance, legal guidance, or debt review support, consumers may contact Cornerstone Debt Management directly.